Licensing & Disclosures
NMLS Licensing Information
Individual NMLS ID
#1631748
Broker
C2 Financial Corporation
Broker NMLS ID
#135622
State Licensing
Florida Office of Financial Regulation
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
Lending Disclosures
Not a Commitment to Lend: This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.
Mortgage Broker Disclosure: Lumina operates as a website platform. All mortgage loans are originated through C2 Financial Corporation, a licensed mortgage broker (NMLS #135622). C2 Financial Corporation is not a lender; we arrange loans with third-party lenders.
Rate Information: Interest rates and Annual Percentage Rates (APR) shown are subject to change. The actual rate you receive will depend on your credit profile, loan amount, loan-to-value ratio, property type, and other factors.
Pre-Approval: Pre-approval is based on a preliminary review of credit information. Final loan approval is subject to a complete underwriting review, including verification of income, assets, employment, and property.
Available Loan Products
Questions?
If you have any questions about our licensing, disclosures, or loan products, please contact us at [email protected]