Terms & Conditions
License Information
This licensee is performing acts for which a real estate license is required.
C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker #01821025; NMLS #135622.
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NMLS Consumer Access - C2 Financial CorporationLoan Approval Terms
- Loan approval is not guaranteed and is subject to lender review of information.
- All loan approvals are conditional and all conditions must be met by borrower.
- Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions.
- Specified rates may not be available for all borrowers. Rate subject to change with market conditions.
Equal Opportunity Lender
C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.
As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.
State Licensing
For state licensing information, please visit the NMLS Consumer Access portal.
Florida Consumers
Lumina (NMLS #1631748) operates under C2 Financial Corporation and is licensed by the Florida Office of Financial Regulation.
Texas Consumers
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705.
Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.
Website Terms of Use
By accessing or using Lumina, you agree to be bound by these Terms & Conditions. Lumina is a website platform operated under C2 Financial Corporation (NMLS #135622).
- You must be at least 18 years old to use our services.
- You agree to provide accurate and truthful information in your application.
- Providing false information may constitute mortgage fraud, which is a federal crime.
- We reserve the right to terminate your access at any time.
Contact Information
Lumina | NMLS #1631748
Operated under C2 Financial Corporation | NMLS #135622
Phone: (858) 312-4900
Email: [email protected]